Condos and Townhomes in Everett, WA with Karrie Kelley
If you are looking for condos for sale in Everett, you will discover a market full of variety, lifestyle benefits, and strong investment potential. Whether you are a first-time buyer, a downsizer seeking low-maintenance living, or an investor searching for steady rental income, Everett offers an appealing mix of condo and townhome options.
From modern waterfront condominiums with panoramic views of the Puget Sound to quiet townhome communities near Silver Lake, Everett’s housing diversity means there is something for every preference and budget. With expert guidance from local real estate professional Karrie Kelley, you can find a property that fits your lifestyle and long-term goals.
Why Consider Condos and Townhomes in Everett
Proximity to Everett’s Growth Areas
Many condos and townhomes are located in or near Everett’s redevelopment zones, such as parts of the waterfront and Riverside. Buying in these areas can position you to benefit from future infrastructure upgrades, new retail, and rising property values.
Flexible Ownership Options
Some Everett condo and townhome developments allow short-term rentals or have lenient leasing policies, giving owners more flexibility to rent out their unit seasonally, full-time, or keep it as a second home.
Security and Peace of Mind
Many condo and townhome complexes in Everett feature controlled access, secure parking, and on-site management features that appeal to those who prioritize safety and lock-and-leave convenience.
Walkability and Urban Convenience
Select Everett condo and townhome communities are within walking distance of shopping centers, dining, coffee shops, and transit hubs, making it easier to enjoy city life without relying heavily on a car.
Built-In Amenities
Many Everett condo communities offer amenities you might not otherwise have in a single-family home, such as:
- Fitness centers
- Swimming pools
- Community rooms or clubhouses
- Gated access and security services
- Covered or underground parking
- Walking trails and landscaped courtyards
These features can significantly enhance your lifestyle while spreading costs among residents through the HOA.
Understanding HOA Fees and What They Cover
When purchasing a condo or townhome, it is essential to understand the HOA fees and what they include. In Everett, these fees can vary widely based on location, amenities, and the size of the unit. Typical HOA coverage includes:
- Exterior Building Maintenance and Roof Repairs – Ensuring the exterior stays in top condition, protecting your unit’s value.
- Landscaping and Grounds Upkeep – Well-maintained common areas and seasonal plantings that keep the community visually appealing.
- Water, Sewer, and Garbage Services – Utilities bundled into one predictable payment.
- Building Insurance for Common Areas – Covers shared spaces like lobbies, hallways, and parking structures.
- Reserve Funds for Future Repairs or Renovations – Financial planning for major projects such as exterior painting, roof replacement, or parking lot resurfacing.
- Security or Gated Entry Services – Providing peace of mind and controlled community access.
- Shared Amenity Maintenance – For communities with fitness centers, recreation rooms, or walking trails.
- Snow Removal and Seasonal Maintenance – Especially relevant for developments in hilly or less accessible parts of Everett.
We not only review the HOA’s financial health, rules, and restrictions with you but also analyze whether the fees are in line with market norms for Everett. This includes looking for warning signs like low reserve funds, pending special assessments, or restrictive rental policies that could affect resale value.
Lifestyle Benefits of Everett Condo and Townhome Living
Urban Access with a Relaxed Pace
Enjoy walkable access to shops, restaurants, and the waterfront while living in a quieter, more affordable setting than Seattle.
Easy Commute Options
Reach Seattle, Bellevue, and beyond via Everett Station’s rail and bus services, the future Link light rail, or quick I-5 access.
Low-Maintenance Freedom
With upkeep handled by the HOA, you can travel or focus on your lifestyle without worrying about exterior maintenance.
Popular Everett Areas for Condos and Townhomes
- Downtown Everett – Vibrant atmosphere, walkable to shops, restaurants, and the marina. Ideal for professionals and those who enjoy city living.
- Silver Lake – Scenic lakeside setting with newer developments, parks, and trails. Great for families and outdoor enthusiasts.
- South Everett (98208) – Commuter-friendly location near I-5 with modern builds and nearby shopping hubs.
- Northwest Everett – Charming boutique-style condos and historic conversions close to Everett Community College.
Financing Options for Condos in Everett
Common Loan Options for Condos in Everett
- Conventional Loans – Ideal for buyers with strong credit and steady income. These loans typically require the building to have a healthy HOA reserve, low delinquency rates among owners, and a majority of units owner-occupied.
- FHA Loans – Great for first-time buyers due to lower down payments and flexible credit requirements. However, the condo development must appear on the U.S. Department of Housing and Urban Development’s (HUD) FHA-approved list.
- VA Loans – Exclusive to eligible veterans, service members, and certain surviving spouses. VA-approved condo projects allow for zero-down financing and no private mortgage insurance (PMI).
- Portfolio Loans – Offered by some local and regional banks for “non-warrantable” condos, such as those with high investor ownership or ongoing legal issues. These loans can be more flexible but often have slightly higher rates.
Resale Value and Investment Potential
Condos and townhomes in Everett hold strong long-term value thanks to:
- Ongoing regional growth and demand for housing
- Lower entry costs compared to Seattle
- Consistent rental demand from aerospace, healthcare, and tech workers
Properties in well-managed communities with desirable amenities tend to appreciate steadily and attract stable tenants if used as rentals.
Why Work with Karrie Kelley for Condos in Everett
When you work with us to buy a condo or townhome in Everett, you benefit from local insight into the city’s most desirable communities and developments. Our HOA expertise ensures we carefully review association budgets, bylaws, and reserve funds so you can invest with confidence. We also provide exclusive access to pre-market and private-sale opportunities that give you an advantage in a competitive market. With strong negotiation skills, we work to secure favorable prices and terms that align with your goals. From your first tour to the final closing, our full-service support creates a smooth and informed buying experience, and we remain a resource for you long after move-in.
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Our Process for Helping You Buy a Condo or Townhome in Everett
- Initial Consultation – We discuss your budget, desired amenities, and preferred locations.
- Custom Property Search – You receive a curated list of condos for sale in Everett, including off-market opportunities.
- HOA Evaluation – We review the HOA’s rules, fees, and reserves to ensure financial health.
- Property Tours – Virtual or in-person showings to help you evaluate layout, condition, and community fit.
- Offer and Negotiation – We craft competitive offers that protect your interests and improve your chances in multiple-offer situations.
- Inspection and Appraisal – Detailed property checks to identify any issues before closing.
- Closing and Move-In – Coordinated steps to ensure a smooth transition into your new home.
Why Work with Karrie Kelley for Condos in Everett
When you work with us to buy a condo or townhome in Everett, you benefit from local insight into the city’s most desirable communities and developments. Our HOA expertise ensures we carefully review association budgets, bylaws, and reserve funds so you can invest with confidence. We also provide exclusive access to pre-market and private-sale opportunities that give you an advantage in a competitive market. With strong negotiation skills, we work to secure favorable prices and terms that align with your goals. From your first tour to the final closing, our full-service support creates a smooth and informed buying experience, and we remain a resource for you long after move-in.